Reasons to Choose Grand Rapids Lenders and Insurance Agents

Reasons to Choose Grand Rapids Lenders and Insurance Agents

To avoid delays in closing and get you into your new home on the scheduled day, choose a Grand Rapids lender and insurance agent. They give competitive rates and quotes, understand Grand Rapids real estate and lending practices, and have a vested interest in making yours a smooth transaction. They need to make you happy because they live in your town and they appreciate your referrals.

Out-of-Town Lenders and Insurance Agents are a hassle because they...

	May give incomplete Good Faith Estimates lacking property taxes, insurance and other vital closing costs and prepaids, unique to Grand Rapids.

	May have the final paperwork drawn up by Detroit, Chicago and even California companies who have time constraints and need to overnight all original paperwork.

	May require the use of a title company which is slow or lacks attention to detail, doesn't order title work and doesn't communicate regularly with your agent.

	Have many questions about local practices or don't know those differences exist.

	May hire appraisers who don't routinely work in the Grand Rapids market, sometimes causing the need for a second appraisal and another five-day delay.

	May delay an extra day for a wire transfer.

	May delay the closing for two days while a Michigan mortgage is downloaded into their system.