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What to Bring to Your Mortgage Application

1. Last 2 pay stubs and last 2 years W-2s.
2. Last 3 months checking and savings statements.
3. Last 12 months canceled checks on present mortgage, land contract or rent.
4. Loan Origination Fee of 1% of the mortgage amount.
5. Social security numbers & residence addresses – past 7 years.
6. Names, addresses, account numbers, balances and monthly payments on all real estate and open loans.

7. Names and addresses of banks, credit unions, credit cards & accounts owed with account numbers, balances, and minimum required payment amounts.

8. Place of employment for last 2 years with addresses of employers.
9. If self-employed—last 2 years 1040s. If corporation—1120s and current P & L with balance sheet.
10. If partnerships—all K-1s for each partnership and partnership returns.
11. Addresses of other real estate owned.

12. If rental properties are owned—an income and expense ledger on each property with leases or rental agreements plus last 2 years 1040s.

13. Estimated value of furniture and personal property. Folder.jpg (7636 bytes)
14. Certificate of eligibility or DD214s if VA loan.
15. If FHA—picture I.D. and social security card.
16. Copies of all divorce decrees.
17. Current child support information, if applicable.
18. Bankruptcy records from last 7 years.

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